Last-Mile Delivery Insurance — Insurance Guides

Straight answers on coverage, costs, exclusions, and requirements.

• Do Delivery Vans Need a USDOT Number and DOT Medical Cards?
  The 10,001-lb GVWR line decides whether your delivery vans are federal CMVs, whether drivers need medical cards, and what FMCSA insurance filing applies.
• Occupational Accident vs. Workers’ Comp for Delivery Contractors
  Capped benefits, no lawsuit shield, no misclassification cure — what W-2, 1099 and mixed fleets actually need. Seasonal Delivery Vans: Check Insurance Before the First Route
  A peak-season fleet checklist for rented vans, temporary drivers, physical damage, cargo and delivery-contract requirements.
• How to Lower Delivery Fleet Insurance Costs: The Telematics-First Playbook (2026)
• Workers' Comp for Last-Mile Delivery: DSP/ISP Requirements, Class 7231 & 2026 Costs
• Amazon DSP Insurance: What the Program Actually Requires
• Cargo, Auto & GL: The Three Policies Every Delivery Contractor Needs
• FedEx Ground ISP Insurance Requirements: The 2026 Contractor Guide
• Hired & Non-Owned Auto for Delivery Contractors Using Personal Cars
• How Much Does Last-Mile Delivery Insurance Cost Per Van? (2026)